[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"article-header-dk":3,"guides-article-buying-in-spain-how-to-buy-a-property-in-spain-as-an-international-buyer-the-2025-complete-guide-dk":55,"article-global-dk":129,"strapi-header-dk":137},{"data":4},{"documentId":5,"eyebrow":6,"tagline":7,"showLanguageSwitcher":8,"logo":6,"navItems":9,"ctaButtons":27,"languages":30},"j73ohhz3quutim4hh5k6e5qm",null,"Find your new home in spain",true,[10,15,19,23],{"id":11,"label":12,"url":13,"isExternal":14,"newTab":14},"189","Find properties","\u002Fspain\u002Fproperties",false,{"id":16,"label":17,"url":18,"isExternal":14,"newTab":14},"190","Sell property","\u002Fspain\u002Fsell-property",{"id":20,"label":21,"url":22,"isExternal":14,"newTab":14},"191","Agencies","\u002Fspain\u002Fagencies",{"id":24,"label":25,"url":26,"isExternal":14,"newTab":14},"192","Guides","\u002Fspain\u002Fguides",[28],{"id":29,"label":12,"url":13,"isExternal":14,"newTab":14},"48",[31,35,39,43,47,51],{"id":32,"code":33,"label":34,"name":34},"283","en","English",{"id":36,"code":37,"label":38,"name":38},"284","sv","Svenska",{"id":40,"code":41,"label":42,"name":42},"285","de","Deutsch",{"id":44,"code":45,"label":46,"name":46},"286","es","Español",{"id":48,"code":49,"label":50,"name":50},"287","fr","Français",{"id":52,"code":53,"label":54,"name":54},"288","pl","Polski",{"data":56},[57],{"documentId":58,"slug":59,"title":60,"description":61,"publishedAt":62,"updatedAt":63,"category":64,"author":67,"reviewedBy":81,"cover":84,"blocks":123},"aanxmlmoqev9cys3d9f9xjyy","how-to-buy-a-property-in-spain-as-an-international-buyer-the-2025-complete-guide","How to buy a property in Spain as an International buyer: The 2025 Complete Guide","Thinking about buying a holiday home, a retirement retreat, or an investment ...","2026-07-19T13:40:07.038Z","2026-07-19T13:40:07.015Z",{"name":65,"slug":66},"Buying in Spain","buying-in-spain",{"documentId":68,"name":69,"slug":6,"jobTitle":70,"credentials":6,"bio":71,"email":72,"website":6,"sameAs":73,"knowsAbout":75,"avatar":6},"bwe6mdoef5lygviq9hgto7dj","Jesper Franzén","Editor, Bostello","Edits Bostello guides on buying property in Spain for international buyers, with a focus on regions, costs, and what to do next.","jesper@bostello.com",[74],"https:\u002F\u002Fwww.linkedin.com\u002Fcompany\u002Fbostello",[76,77,78,79,80],"Spanish property","Buying property in Spain","Property taxes Spain","Costa Blanca","Costa del Sol",{"documentId":68,"name":69,"slug":6,"jobTitle":70,"credentials":6,"bio":71,"email":72,"website":6,"sameAs":82,"knowsAbout":83,"avatar":6},[74],[76,77,78,79,80],{"documentId":85,"url":86,"alternativeText":6,"width":87,"height":88,"formats":89},"lh9vzo991e73vnnotu8vyc7j","https:\u002F\u002Fcontent-cdn.bostello.com\u002Fpexels_jakubzerdzicki_31989061_1fe79b08aa.jpg",1280,854,{"large":90,"small":100,"medium":108,"thumbnail":115},{"ext":91,"url":92,"hash":93,"mime":94,"name":95,"path":6,"size":96,"width":97,"height":98,"sizeInBytes":99,"isUrlSigned":8},".jpg","https:\u002F\u002Fcontent-cdn.bostello.com\u002Flarge_pexels_jakubzerdzicki_31989061_1fe79b08aa.jpg","large_pexels_jakubzerdzicki_31989061_1fe79b08aa","image\u002Fjpeg","large_pexels-jakubzerdzicki-31989061.jpg",34.82,1000,667,34821,{"ext":91,"url":101,"hash":102,"mime":94,"name":103,"path":6,"size":104,"width":105,"height":106,"sizeInBytes":107,"isUrlSigned":8},"https:\u002F\u002Fcontent-cdn.bostello.com\u002Fsmall_pexels_jakubzerdzicki_31989061_1fe79b08aa.jpg","small_pexels_jakubzerdzicki_31989061_1fe79b08aa","small_pexels-jakubzerdzicki-31989061.jpg",12.54,500,334,12537,{"ext":91,"url":109,"hash":110,"mime":94,"name":111,"path":6,"size":112,"width":113,"height":105,"sizeInBytes":114,"isUrlSigned":8},"https:\u002F\u002Fcontent-cdn.bostello.com\u002Fmedium_pexels_jakubzerdzicki_31989061_1fe79b08aa.jpg","medium_pexels_jakubzerdzicki_31989061_1fe79b08aa","medium_pexels-jakubzerdzicki-31989061.jpg",22.84,750,22841,{"ext":91,"url":116,"hash":117,"mime":94,"name":118,"path":6,"size":119,"width":120,"height":121,"sizeInBytes":122,"isUrlSigned":8},"https:\u002F\u002Fcontent-cdn.bostello.com\u002Fthumbnail_pexels_jakubzerdzicki_31989061_1fe79b08aa.jpg","thumbnail_pexels_jakubzerdzicki_31989061_1fe79b08aa","thumbnail_pexels-jakubzerdzicki-31989061.jpg",4.51,234,156,4506,[124],{"__typename":125,"id":126,"body":127,"__component":128},"ComponentSharedRichText","2083","\u003Cp>\u003Cstrong>Thinking about buying a holiday home, a retirement retreat, or an investment property in sunny Spain?\u003C\u002Fstrong> You’re not alone. Spain remains one of the most attractive destinations for property buyers from across the EU thanks to its golden beaches, excellent infrastructure, and high quality of life.\u003C\u002Fp>\n\n\n\n\u003Cp>As of 2025, the buying process is straightforward for EU citizens, but it still involves important legal steps and financial planning. Here’s the definitive guide to buying property in Spain in 2025 — accurate, up-to-date, and based on trustworthy sources.\u003C\u002Fp>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">\u003Cstrong>Can EU Citizens Buy Property in Spain?\u003C\u002Fstrong>\u003C\u002Fh2>\n\n\n\n\u003Cp>Yes! EU citizens can purchase property in Spain without restrictions. You have the same property rights as Spanish nationals. The process is safe and highly regulated, provided you follow the correct legal steps.\u003C\u002Fp>\n\n\n\n\u003Cp>👉\u003Ca href=\"http:\u002F\u002Fwww.exteriores.gob.es\u002F\"> Source: Spanish Ministry of Foreign Affairs\u003C\u002Fa>\u003C\u002Fp>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">\u003Cstrong>Step-by-Step Guide to Buying a Property in Spain\u003C\u002Fstrong>\u003C\u002Fh2>\n\n\n\n\u003Cp>\u003Cstrong>Find you property\u003C\u002Fstrong>\u003C\u002Fp>\n\n\n\n\u003Cp>The easiest way to start your property journey in Spain is with a trusted partner. At \u003Cstrong>\u003Ca href=\"https:\u002F\u002Fbostello.com\u002Fproperties\u002F\">Bostello\u003C\u002Fa>\u003C\u002Fstrong>, we work closely with reputable local real estate agencies to offer a wide range of apartments, villas, townhouses, and investment properties along Spain’s most popular coasts.\u003C\u002Fp>\n\n\n\n\u003Cp>Our platform allows you to browse handpicked listings in Costa Blanca, Costa del Sol, and beyond.\u003C\u002Fp>\n\n\n\n\u003Cp>👉 \u003Cstrong>Start browsing your dream home now on \u003Ca href=\"https:\u002F\u002Fbostello.com\u002Fproperties\u002F\">Bostello Property Listings\u003C\u002Fa>\u003C\u002Fstrong>\u003C\u002Fp>\n\n\n\n\u003Cp>\u003Cstrong>1. Get Your NIE Number\u003C\u002Fstrong>\u003C\u002Fp>\n\n\n\n\u003Cp>You must obtain an \u003Cstrong>NIE (Número de Identificación de Extranjero)\u003C\u002Fstrong> — a personal identification and tax number for foreigners. You can apply at a police station in Spain or through a Spanish consulate in your home country.\u003C\u002Fp>\n\n\n\n\u003Cp>\u003Cstrong>2. Open a Spanish Bank Account\u003C\u002Fstrong>\u003C\u002Fp>\n\n\n\n\u003Cp>Although not mandatory, most payments (including taxes) must be made from a Spanish account.\u003C\u002Fp>\n\n\n\n\u003Cp>\u003Cstrong>3. Reserve Your Property\u003C\u002Fstrong>\u003C\u002Fp>\n\n\n\n\u003Cp>Once you find the right property, sign a \u003Cstrong>reservation agreement\u003C\u002Fstrong> and pay a small deposit to secure it (typically €3,000 to €12,000).\u003C\u002Fp>\n\n\n\n\u003Cp>\u003Cstrong>4. Legal Due Diligence\u003C\u002Fstrong>\u003C\u002Fp>\n\n\n\n\u003Cp>Hire an independent Spanish lawyer to check the land registry, debts, and licenses.\u003C\u002Fp>\n\n\n\n\u003Cp>\u003Cstrong>5. Sign the Private Purchase Contract\u003C\u002Fstrong>\u003C\u002Fp>\n\n\n\n\u003Cp>A \u003Cstrong>contrato de arras\u003C\u002Fstrong> will lock in the deal and typically requires a 10% deposit.\u003C\u002Fp>\n\n\n\n\u003Cp>\u003Cstrong>6. Complete the Sale at the Notary\u003C\u002Fstrong>\u003C\u002Fp>\n\n\n\n\u003Cp>Sign the \u003Cstrong>escritura pública\u003C\u002Fstrong> at a Spanish notary office, transfer the remaining funds, and receive your title deed.\u003C\u002Fp>\n\n\n\n\u003Cp>\u003Cstrong>7. Register Your Property\u003C\u002Fstrong>\u003C\u002Fp>\n\n\n\n\u003Cp>The final step is registering your property at the \u003Cstrong>Registro de la Propiedad\u003C\u002Fstrong> (Land Registry).\u003C\u002Fp>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">\u003Cstrong>Taxes and Fees You Should Know\u003C\u002Fstrong>\u003C\u002Fh2>\n\n\n\n\u003Cul class=\"wp-block-list\">\n\u003Cli>\u003Cstrong>Resale Properties\u003C\u002Fstrong>: Transfer Tax (\u003Cstrong>ITP\u003C\u002Fstrong>) of 6–10% (varies by region)\u003Cbr>\u003C\u002Fli>\n\n\n\n\u003Cli>\u003Cstrong>New Properties\u003C\u002Fstrong>: VAT (\u003Cstrong>IVA\u003C\u002Fstrong>) of 10% + Stamp Duty (\u003Cstrong>AJD\u003C\u002Fstrong>) of approx. 1.5%\u003Cbr>\u003C\u002Fli>\n\n\n\n\u003Cli>\u003Cstrong>Notary + Registry Fees\u003C\u002Fstrong>: Usually 1–2.5% of the property price\u003Cbr>\u003C\u002Fli>\n\n\n\n\u003Cli>\u003Cstrong>Lawyer fees\u003C\u002Fstrong>: Around 1%–2% of the property price\u003C\u002Fli>\n\u003C\u002Ful>\n\n\n\n\u003Cp>\u003Cstrong>Total additional purchase costs: Approx. 10%–15% of purchase price.\u003C\u002Fstrong>\u003C\u002Fp>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">\u003Cstrong>Can International Buyers Get a Mortgage?\u003C\u002Fstrong>\u003C\u002Fh2>\n\n\n\n\u003Cp>\u003Cstrong>Yes\u003C\u002Fstrong>. Spanish banks offer mortgages to EU residents, typically covering up to \u003Cstrong>70% of the property’s value\u003C\u002Fstrong>. \u003C\u002Fp>\n\n\n\n\u003Cp>\u003Cstrong>You’ll need:\u003C\u002Fstrong>\u003C\u002Fp>\n\n\n\n\u003Cul class=\"wp-block-list\">\n\u003Cli>Passport\u003Cbr>\u003C\u002Fli>\n\n\n\n\u003Cli>NIE\u003Cbr>\u003C\u002Fli>\n\n\n\n\u003Cli>Proof of income\u003Cbr>\u003C\u002Fli>\n\n\n\n\u003Cli>Bank statements\u003Cbr>\u003C\u002Fli>\n\n\n\n\u003Cli>Credit report\u003C\u002Fli>\n\u003C\u002Ful>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">\u003Cstrong>What’s Changed in 2025?\u003C\u002Fstrong>\u003C\u002Fh2>\n\n\n\n\u003Cul class=\"wp-block-list\">\n\u003Cli>\u003Cstrong>Golden Visa Ending\u003C\u002Fstrong>: Spain has announced the end of the Golden Visa programme for non-EU nationals in 2025.\u003Ca href=\"https:\u002F\u002Fapnews.com\u002Farticle\u002Fbac46b236f0b151e1a38671191edcfc8?utm_source=chatgpt.com\">\u003Cbr>\u003C\u002Fa>\u003C\u002Fli>\n\n\n\n\u003Cli>\u003Cstrong>New Proposals for Non-EU Buyers\u003C\u002Fstrong>: A potential 100% tax on property purchases by non-EU investors was discussed in 2025 (still under review).\u003Cbr>\u003C\u002Fli>\n\n\n\n\u003Cli>\u003Cstrong>No Changes for EU Buyers\u003C\u002Fstrong>: EU citizens continue to enjoy full property rights without extra restrictions.\u003Cbr>\u003C\u002Fli>\n\u003C\u002Ful>\n\n\n\n\u003Cp>\u003Cstrong>Ongoing Obligations\u003C\u002Fstrong>\u003C\u002Fp>\n\n\n\n\u003Cul class=\"wp-block-list\">\n\u003Cli>\u003Cstrong>IBI (Property Tax)\u003C\u002Fstrong>: Annual local tax\u003Cbr>\u003C\u002Fli>\n\n\n\n\u003Cli>\u003Cstrong>IRNR (Non-Resident Income Tax)\u003C\u002Fstrong>: If renting out your property or for deemed income\u003Cbr>\u003C\u002Fli>\n\n\n\n\u003Cli>\u003Cstrong>Community Fees\u003C\u002Fstrong>: If your property belongs to a complex\u003Cbr>\u003C\u002Fli>\n\u003C\u002Ful>\n\n\n\n\u003Cp>👉\u003Ca href=\"https:\u002F\u002Fwww.hacienda.gob.es\u002F\"> Official municipal taxation info: Spanish Ministry of Finance\u003C\u002Fa>\u003C\u002Fp>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">\u003Cstrong>Do EU Buyers Need a Visa to Live in Spain?\u003C\u002Fstrong>\u003C\u002Fh2>\n\n\n\n\u003Cp>\u003Cstrong>No\u003C\u002Fstrong>, EU citizens have the right to live and work in Spain. If staying over 90 days, you must register as a resident locally.\u003Cbr>👉\u003Ca href=\"https:\u002F\u002Fec.europa.eu\u002Fimmigration\u002Fgeneral-information\u002Feu-citizens_en\"> Residency info: EU Immigration Portal\u003C\u002Fa>\u003C\u002Fp>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">\u003Cstrong>Final Thoughts\u003C\u002Fstrong>\u003C\u002Fh2>\n\n\n\n\u003Cp>Spain remains one of the safest and most attractive places for EU citizens to buy property. It offers incredible lifestyle benefits and stable legal protections. Always work with independent legal and financial professionals, and use only licensed real estate agents.\u003C\u002Fp>\n\n\n\n\u003Cp>\u003Cstrong>Ready to start your journey?\u003C\u002Fstrong> Explore our \u003Ca href=\"https:\u002F\u002Fbostello.com\u002Fguides\u002Farea-guides\u002Fcosta-blanca-area-guide\u002F\">Costa Blanca Area Guide\u003C\u002Fa> and \u003Ca href=\"https:\u002F\u002Fbostello.com\u002Fguides\u002Farea-guides\u002Fcosta-del-sol-area-guide\u002F\">Costa del Sol Area Guide \u003C\u002Fa>to find your perfect place in the sun.\u003C\u002Fp>","shared.rich-text",{"data":130},{"documentId":131,"siteName":132,"siteDescription":133,"favicon":134,"defaultSeo":6},"asqeen4z9w2auamprhe8du6e","Bostello","Real estate portal in Spain — Costa del Sol, Costa Blanca, and beyond.",{"documentId":135,"url":136,"alternativeText":6,"width":6,"height":6,"formats":6},"wfnktdojtd7s09rsnyiwvr3q","https:\u002F\u002Fcontent-cdn.bostello.com\u002Ffavicon_e9dc218905.ico",{"data":138},{"documentId":5,"eyebrow":6,"tagline":7,"showLanguageSwitcher":8,"logo":6,"navItems":139,"ctaButtons":144,"languages":146},[140,141,142,143],{"id":11,"label":12,"url":13,"isExternal":14,"newTab":14},{"id":16,"label":17,"url":18,"isExternal":14,"newTab":14},{"id":20,"label":21,"url":22,"isExternal":14,"newTab":14},{"id":24,"label":25,"url":26,"isExternal":14,"newTab":14},[145],{"id":29,"label":12,"url":13,"isExternal":14,"newTab":14},[147,148,149,150,151,152],{"id":32,"code":33,"label":34,"name":34},{"id":36,"code":37,"label":38,"name":38},{"id":40,"code":41,"label":42,"name":42},{"id":44,"code":45,"label":46,"name":46},{"id":48,"code":49,"label":50,"name":50},{"id":52,"code":53,"label":54,"name":54}]