Legal Requirements to Buy Property in Spain – Complete 2025 Guide

Buying property in Spain is a straightforward process, but foreign buyers must meet certain legal requirements before completing a purchase. Understanding the legal requirements to buy property in Spain, from obtaining an NIE number to navigating property laws in Spain, is essential for a safe and secure transaction.

This guide breaks down everything you need to know before buying a home in Spain.

Legal Requirements to Buy Property in Spain – What You Must Know

Spain welcomes international property buyers, but the legal framework is designed to ensure transparency, protect both parties and prevent fraudulent transactions. Before signing any documents or transferring funds, you must:

• Obtain an NIE number

• Verify the property’s legal status

• Sign the correct contracts

• Pay taxes and notary fees

• Follow Spain’s anti-money-laundering regulations

To understand the full buying journey, see the step-by-step process:
👉 Process of buying a property in Spain

The NIE Number – The First Legal Step for All Foreign Buyers

What Is the NIE Number?

The NIE number (Número de Identificación de Extranjero) is a tax identification number required for all foreigners who want to buy property in Spain. Without it, you cannot:

• Sign the title deed

• Pay property taxes

• Apply for a mortgage

• Connect utilities

How to Apply for an NIE Number in Spain

You can apply:

• At a Spanish police station

• At a Spanish consulate in your home country

• Through a legal representative with power of attorney

Required Documents

Common requirements include:

• Passport + copies

• Completed EX-15 form

• Proof of purpose (property purchase)

• Payment of the NIE fee

If you plan to request financing, you will need your NIE before applying:
👉 How to get a loan in Spain

Property Laws in Spain – Key Legal Considerations

Spain has strong property laws that protect the buyer as long as due diligence is done correctly.

Spanish Land Registry System

Spain uses a central Registro de la Propiedad to register ownership. This ensures transparency and reduces the risk of disputes.

Nota Simple – Property Report

A Nota Simple shows:

• Current owner

• Debts or charges

• Mortgages

• Legal boundaries

Checking Debts, Mortgages & Legal Status

Before buying, your lawyer must check:

• Outstanding community fees

• IBI property taxes

• Utility debts

• Structural irregularities

• Illegal extensions

Learn more about taxes here:
👉 Taxes in Spain

Essential Contracts and Legal Documents

Reservation Contract

Removes the property from the market for a short period.

Private Purchase Contract (Arras)

Legally binding contract outlining responsibilities, payments and timelines.

Title Deed (Escritura) at the Notary

The final step where ownership officially transfers to the buyer.

Do You Need a Lawyer to Buy Property in Spain?

While not legally required, hiring an independent property lawyer is highly recommended. Your lawyer will:

• Conduct all legal due diligence

• Review contracts

• Verify debts

• Protect your deposit

• Represent you at the notary (if needed)

Skipping legal representation is one of the most common mistakes foreign buyers make.

Additional Legal Requirements for Non-EU Buyers

Anti–Money Laundering Compliance

Banks and notaries must verify sources of funds.

Proof of Funds

You must demonstrate that your funds are legitimate and available.

Golden Visa Program

Non-EU buyers investing €500,000+ can obtain residency through Spain’s Golden Visa.
👉 Read about Golden Visa in Spain

Taxes and Ongoing Legal Obligations

When buying property, you will need to pay:

• Purchase tax (ITP or VAT + Stamp Duty)

• Notary fees

• Land Registry fees

• Legal fees

As a homeowner, you must also pay:

• Annual IBI tax

• Non-resident income tax (if not living in Spain full-time)

Full tax overview:
👉 Everything you need to know about taxes in Spain

FAQ – Legal Requirements to Buy Property in Spain

What are the legal requirements to buy property in Spain?

You need an NIE number, valid ID, signed contracts, proof of funds, and compliance with Spanish property laws, plus payment of taxes and notary fees.

Do foreigners need an NIE number to buy property in Spain?

Yes. An NIE number is mandatory for all property buyers, regardless of nationality.

What documents are required to buy property in Spain?

Passport, NIE number, reservation contract, private contract, proof of funds, and final title deed signed at the notary.

Are property laws in Spain favourable to foreign buyers?

Yes. Spain has transparent property laws, but due diligence must be done to avoid debts or illegal construction.

Do non-EU citizens face extra legal requirements?

Yes, including anti–money laundering checks and potentially qualifying for the Golden Visa for large investments.